How many times do you use your mobile for any banking purpose or any transactions? You can easily have an answer “10 times or more in a week”. Here comes the security problem while using mobile banking apps. So these 5 tips can help you a lot in keeping your bank account secure.
1.Banking applications
These really matter a lot while using mobile banking, these decide whether you're bank is secure or not.
There are more than tons out in play store which are named as banking application or any other bank name which are having the same to same interface as the original application and when you enter the same id given by the bank and its password then chances are there that it may be compromised.
So try to install the original app by your bank or go to the official website of the bank and open the application link which is mentioned in the website by the bank so that you can be saved from these insecure applications.
May look like this
May look like this
There are other applications which say that they are collection of all bank apps, which are more dangerous.
Please be away from these kind of unofficial applications.
2. Password security
Even though After installing the secure and official app you are not still secure until your password is tough. Keep it more secure and more tough that no one can guess it. Sometimes even you forget your password, here is a small tip just try to keep a word which you use regularly like a Nickname of your friend or anything which can be remembered easily.
Even your password is so tough you should be more smart so that you are not giving any information to your server or like saving your password in your browser, even your browser asks you to save it, don't save it even accidentally.
3. Application security
Even after keeping a strong password you can also lock the app so that no one can open the app. Some applications also provide some special features like using fingerprint sensor to use your application.
Not only application should be locked but also your smartphone should have a lock whether it is a pattern or a pin.
Being secure from our side can somewhat reduce your risk of being hacked or stolen.
4. Connection security
How much secure you are from your phone but even you should be safe while using WiFi. Don't try to connect to open wifi at public which are not secure and may keep your bank account at risk.
5. Keeping your smartphone safe
What ever you do in your phone is still not secure unless and until your phone is with you, if it is lost, there is no guarantee that your bank details are safe. So try to keep your smartphone as safe as your wallet which contain your credit card, personal data and cash. Your phone is more important than your wallet, it contains everything about you.
You can also use some applications which allows you to track your smartphone or if not, to completely erase data.
With these tips you can be more secure in this online world while using mobile banking.
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